Guaranty Bank 


Free & Easy Checking 


Guaranty Bank is a full service retail bank headquartered in Milwaukee, WI. They have over 160 offices, many in grocery stores, in five states including Wisconsin, Illinois, Michigan, Minnesota, and Georgia. Guaranty Bank is a fourth generation family-owned business that was founded in 1923. Guaranty Bank hours allow you to conduct your banking during evening hours and on weekends. Many of their offices are open 7 days a week, with many open until 7:00pm on weeknights and 4:00 pm on Saturdays and Sundays.


Guaranty Bank has a free checking account offer called Free & Easy Checking. With this account, there is no minimum balance, no monthly service fee and no per check fee. You also get Free Online Banking with this account. 


Free & Easy Checking Features:

  • Visa Debit Card with no annual fee  
  • Free first starter check order (Customer pays for shipping, handling and applicable taxes)  
  • Unlimited check writing  
  • Fee transactions at Guaranty Bank ATMs (no more than $500 per day)  
  • Free Preferred BillPay  
  • Free Online Banking  
  • Free eAlerts  
  • No minimum balance requirements  


Minimum to open account is $25. Maintenance and activity fees do not apply. Other fees may apply such as overdraft fee ($37), unavailable funds fee ($35) and early closing fee ($50). Guaranty Bank fees and terms are subject to change. Contact your local branch for additional fees and disclosures.  



Online Banking Benefits:

  • 24-hour access to your accounts  
  • View information not easily accessible at the branch  
  • Bank when you choose and from the comfort of your home or office  
  • Make financial decisions using real time information  
  • Check your account balance and review transaction history from the last 60 days  
  • Sign up for eStatements and eAlerts for up –to-date account information  
  • View and print check images  
  • Transfer money between your accounts  
  • Make consumer loan payments online  
  • Place stop payments  
  • Reorder checks  
  • Export your financial information into leading money management software: MS Money or Quicken  


eStatements Benefits:

  • Flexibility of being able to view your statements for up to 72 months online. You have the option of filing them on your hard drive, saving them to a disk or printing them.  
  • Access to monthly account information without the hassle of storing pages and pages of statements  
  • View and print check images (Get digital images of used checks for your records)  
  • Security (Avoid common method of identity theft when you receive eStatements because there’s no paper trail and no possibility of the statement being stolen from your mailbox)  


A secure email will be sent to you to let you know when your eStatement is ready for viewing online.  



Refer a friend and get $10! Guaranty Bank will deposit $10 into your account for each new checking account that you refer to them. This is a win-win situation. Your friend with get a great free checking account and you get a bonus from Guaranty Bank and a thank you from your friend.



Contact your local Guaranty Bank branch for additional details. Terms and conditions are subject to change at any time.