Free Checking Account

Founded in 1954 MetaBank was incorporated with an initial investment of $10,000. Today MetaBank has multiple locations in Iowa and South Dakota and that initial $10,000 investment is now approaching a billion dollars in assets.

MetaBank has a free checking account offer with a lot of free benefits for their customers.

Free Checking Account Features:

  • No Monthly Service Charge or Minimum Balance
  • Free First Box of MetaBank Checks
  • Free PhotoSecureā„¢ Debit Card
  • Free Monthly eStatement (Check safekeeping with paper statements available for $1/month or check safekeeping with paper statements and imaged checks available for $2/month.)
  • No MetaBank ATM/Debit Card Transaction Fees (Free ATM withdrawals and deposits may be made at any MetaBank ATM. Surcharge-free transactions may also be made at ATMs nationwide where the Privileged Status logo is displayed.)
  • Free Internet Banking
  • Free Bill Pay
  • Free ID ProtectALL(SM) including:
    • Payment Card Protection
    • $1000 Personal Identity Theft Protection
    • Identity Recovery & Restoration
    • 6 Months Free Identity Guard® Credit Monitoring Service (At the end of the 6 month period you will have the opportunity to continue this service for a monthly fee as low as $4.99.)

  • First Year Free on New Safe Deposit Box (Small box or credit toward larger box. Subject to availability)
  • First Non-Sufficient Funds Charge Waived (Fees apply thereafter. MetaBank reserves the right to pay or return the check.)
  • Free Incoming Wire Transfers
  • Unlimited Check Writing
  • All Day Banking (no mid-day cutoff for Teller Window business transactions)
  • No Issue Fee for MetaBank Cashier’s Checks
  • No Issue Fee for MetaBank Travel Cards
  • No Fees to Bank With a Live Person
  • Paid Envelopes for Making Deposits-by-Mail to Your Account

These free checking account features are subject to change at any time. Please contact your local branch for additional info.